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Locally and Family Owned Health Insurance Agency in Raleigh, NC for over 40 years
You do not pay a single penny more working with an agency like us. There is no fee for our services. We take pride in providing a personal experience with our service to you.
 
ELITE Circle of Champions
COMPANIES WE WORK WITH:
Medical:
BCBSNC
United Healthcare
Aetna
Cigna
 
Dental:
BCBSNC
United Healthcare
Aetna
Cigna
Companion Life
Guardian
Kansas City Life
Sun Life
Unum
 
Vision:
BCBSNC
United Healthcare
Companion Life
Guardian
Kansas City Life
Sun Life
Unum
 
Short Term &
Long Term Disability:
United Healthcare
Companion Life
Guardian
Kansas City Life
Sun Life
Unum
 
Offering employers a range of high-quality health plans. CALL (919) 622-1427
Employee Benefits

Individual InsuranceEmployee benefits can be confusing and complex so why not use an agency like ours at no additional cost to help simplify it and let us do the work for you? We are hands on from the very beginning and continue to be throughout the entire working relationship. We work directly with all major insurance carriers in North Carolina for medical, dental, vision, life, short-term disability and long-term disability lines of coverage. We try to remove and replace the insurance carriers while minimizing the workload for the client as much as possible. We are more than a middle-man. We are your voice and we assist you the entire way from the initial enrollment to handling things such as claim appeals for you. We interact with you daily if need be handling whatever it is that you may need help with on a given day. We work with every client individually creating a unique relationship by learning what works best for them to make handling, understanding and using your employee benefits as simple and easy as possible for you.

As a part of our free services to you, we shop your selected lines of coverage with the most competitive insurance companies available. We dissect the proposals and prepare a logical, common sense look at the plans and rates. We review with you all the different alternatives and the impact on your costs. You make the decision and we implement your chosen plans with the insurance companies. We educate your benefit coordinator/human resource personnel and educate the rest of the employees on their benefits through various communications including employee meetings, websites, and other written communication. Employee meetings are typically at least annually, based on the employer's wishes. We can meet with your workers on different shifts, lunch and learn meetings, breakfast meetings or any way that works best for your company. We service your benefit plans all through the year. Your benefits administrator as well as anybody else who would like to participate receives training and our full support. Employees can call or email us at any time as well. Employees are welcomed to call us with any questions and clarifications. We want to be involved. We want to be hands-on. We want to do the work for you.

Please call 919-622-1427 or email us at info@cavenaughinsurance.com to inquire about group benefit quotes. Testimonials are available upon request.

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