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Locally and Family Owned Health Insurance Agency in Raleigh, NC for over 40 years
You do not pay a single penny more working with an agency like us. There is no fee for our services. We take pride in providing a personal experience with our service to you.
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Home Page, medical,dental,life,vision,disability insurance Home Page, medical,dental,life,vision,disability insurance
We are A Professional Agency with A Personal Service
Individual health insurance has become more complex over the years with the implementation of the Affordable Care Act (ACA) also known as Obamacare creating more concerns and questions to the consumer. With that said, our main goal is to simplify everything possible for you while finding you the most affordable health insurance policy that best fits your needs. By working side-by-side with the consumer and directly with all major individual health insurance carriers available in North Carolina this allows us to help you every step of the way while being able to discuss and offer you all available options. We primarily work with ACA compliant (Obamacare / Healthcare.gov directly applying tax credits/subsidies to premiums) plans and Short-Term Medical plans through BCBSNC and United Healthcare respectively. These two types of individual plans are very different from one another with very different rules and guidelines, but one or either can be a very good fit for you given the right situation such as income or health status. Please click on the Individual Insurance tab above to read more information regarding the two types of plans. After getting to know just a little bit about your specific situation, we are strongly committed to properly advising and helping you the entire way no matter the circumstance. We walk our clients through the process from the beginning to the end, no matter what the issue or situation is and or/arises all while simplifying things. The client's best interest is always first and foremost to us.
You do not pay a single penny more working with an agency like us. There is no fee for our services. We take pride in providing a personal experience with our service to you.
Employee Benefits for Small Businesses and Groups
With over 40 years being in business, The Cavenaugh Insurance Agency proudly continues to offer our group clients a professional one-stop full-service approach for their employee benefit needs. We specialize in medical, dental, vision, life, short-term and long-term disability insurance. We work directly one-on-one with the insurance carriers so our clients should never have to call or contact anybody outside of our agency for anything at all. We do the work for you. We represent most all major insurance carriers (see below for a full list) available in North Carolina so we can fortunately present and offer you a wide variety of benefit options all at once. We collect all the data from each carrier we have chosen to work with and condense it so you can see everything in one place in a clear manner. Our business strives on our one-on-one personal approach with our customer service. We are at your disposal beginning with our first conversation. Our focus is to make employee benefits as simple, painless and effortless as possible for our clients because we know most employers and HR's do not like navigating and dealing with employee benefits. We completely understand this aspect of our business and we apply that in our everyday business model providing you with the best service possible. We help educate our clients and each employee by offering to meet with them each one-on-one, hold large employee meetings, prepare employee booklets and we are always keeping you up-to-date on the everchanging healthcare laws. In short, we are there for you 24/7 via email or telephone to help or answer questions no matter how big or small.
Please contact us individually at info@cavenaughinsurance.com for group benefit quotes. Testimonials are available upon request.
Our services include:
Work one-on-one with customers during the annual open enrollment period going through the entire process, from beginning to end, at no additional cost to the consumer
Plan, design and renewal analysis
Individual health, dental, vision, life and disability quotes
Assistance with billing and enrollment
Develop an action to maximize employee participation
Employee education of their benefits
Voluntary Benefits
Human Resources (HR) Support
Employee Booklets
Assistance with claim problems
Short Term & Long Term Disability:
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